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Ready to reach financial independence through real estate? Whether you are looking for an investment property or a vacation home to spend relaxing days, Edge Home Finance can bring the same level of personalized attention and service to all of your real estate purchases.
Edge Home Finance can help with investment property loans. Our Pre-Approval process will ensure that you are ready to buy without worry. Check out our Mortgage Loan Programs for Vacation Homes and Investment Properties below.
DSCR – No Income – Cash Flow Loans – Investor Cash Flow Loans Allow Property Investors to Grow Their Real Estate Portfolios.
DSCR or Investor Cash Flow loans use the cash flow on an Investment Property to qualify for the Mortgage. Tax returns and employment information are not required.
- Available for Purchase & Refinance
- 85% Max Loan To Value ( purchase only )
- 1-8 unit property types
- Investment Properties Only
- Maximum loan amount $3 million
- Non-warrantable condominiums allowed
Bank Statement Loans – Bank Statement Loans Help Eligible Self-Employed or 1099 Borrowers Qualify Without Tax Returns.
Bank Statement allow for eligible Self-Employed or 1099 borrowers to purchase or refinance a home. These programs allow personal or business bank statements to calculate income without requiring Tax Returns. They are great for borrowers that write off a large portion of their annual income.
*Not all self-employed borrowers will qualify. Additional documents may be required for eligibility.
- Available for Purchase & Refinance
- Available up to 90% Loan To Value
- Primary, 2nd Home, Investment Properties
- 12 or 24 months business or personal bank statement submissions
- Non-warrantable condominiums allowed
Portfolio Home Loans – Portfolio Loans are For Borrowers Who Just Miss Prime Qualifications.
Portfolio home loans are full doc loans that require one year out of foreclosure, short sale, or deed-in-lieu and two years out of bankruptcy. These circumstances often dis-qualify borrowers using strict traditional underwriting guidelines. Portfolio loans were created specifically for these “just missed” borrowers.
- One year seasoning for foreclosure, short sale, or deed-in-lieu
- Two years seasoning for bankruptcy
- Loans up to $2.5 million
- Up to 85% LTV with no monthly PMI
- Available for Purchase & Refinance
- Primary Residence, 2nd Home, Investment Property
- Non-warrantable condominiums allowed
Get Pre-Qualified!!!
Great investment properties and opportunities are out there but are often purchased by buyers “in the know” quickly. Increase your bargaining power by getting pre-approved with us today!
Fill out the questionnaire above to start a discussion about your mortgage needs today!
